Empowering Communities Through Cooperative Initiatives

Join us in our mission to uplift society through thrift and credit solutions.

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Thrift Services

Affordable savings options for community members.

Supportive credit facilities for all members.

Empowering social initiatives through cooperative efforts.

Credit Services

Community Support

Welcome to One of the Leading Society in Delhi

The Kausambi Co-operative Urban Thrift & Credit Society Ltd., established in 2015 under the aegis of the Registrar, Co-operative Societies, Govt. of NCT of Delhi, was founded with the mission to promote financial inclusion and support members through cooperative efforts. With Registration No. 10353S04-TC/2015, the Society officially began operations on 01/01/2015 and currently functions from Kh. No. 126, Gali No. 11, Radha Vihar, Mukundpur Part-2, Delhi-110042. The Society offers a range of loan services including Ordinary, Emergency, Vehicle, Loan Against Deposits, and Loan Against Property. It also accepts various types of deposits such as Fixed Deposits, Recurring Deposits, Compulsory and Optional Deposits, Money Multiplier Deposit Scheme (MMDS), and Daily Saving Scheme (MSSS). Committed to the principles of thrift and mutual aid, the Society continues to work towards the financial well-being of its members. And Currently our society is serving over 1400+ members.

Annual General Meeting (AGM)

The Annual General Body Meeting (AGM) is the most significant yearly event of a Co-operative Credit Society, bringing together all members to review the society’s progress, financial performance, and future plans. It serves as a platform for open discussion, where members can address concerns, evaluate the previous year’s activities, and collectively decide on strategies for the coming year. As per the Co-operative Societies Act and Bye Law No. 94(a), 94(b), and 95, the AGM should ideally be held before September each year, unless otherwise specified in the society’s bylaws. This meeting ensures transparency, accountability, and democratic participation, giving every member an equal voice in shaping the growth and stability of the credit society.

The AGM is also a platform for identifying challenges faced by the society, such as loan recovery issues, operational inefficiencies, or changes in financial regulations, and deciding on collective strategies to address them. It allows members to propose new ideas, such as introducing new financial products, improving digital banking services, or expanding the society’s membership base.

A successful AGM encourages active participation from all members. Notices are issued well in advance, ensuring that everyone is aware of the date, time, venue, and agenda. The proceedings are documented in the minutes, which serve as an official record of decisions taken. By attending and engaging in the AGM, members not only exercise their rights but also take responsibility for the smooth functioning and growth of their Co-operative Credit Society.

Frequently Asked Questions

What is Kausambi Society?

Kausambi Society aims to support social causes through thrift and credit initiatives for community development and financial assistance.

How to join Kausambi?

To join, simply visit our branch and fill out the membership application form and for more details visit membership page.

What services do you offer?

We offer thrift and credit services to empower individuals financially, encouraging savings and providing loans for various personal and business needs.

Please refer to the membership page for details regarding account opening and other related queries.